From life coverage to financial security
This scheme is designed for employers, HR professionals, and benefits providers, this approach recognizes that employees are the foundation of every organization. Their contributions are essential, regardless of industry or role.
Employees are not only vital at work but also to their families and communities. Supporting their well-being goes beyond the workplace. Financial security is a shared responsibility, not just a personal one.
Providing basic financial protection is both strategic and compassionate. It reflects a commitment to care, trust, and long-term stability. When employees feel secure, organizations thrive. Investing in people is investing in the future.
Basic Cover
- Death due to any cause
Supplementary Covers
- Accidental death benefit (Double Indemnity)
- Permanent total disability (Accident & Sickness)
- Permanent partial disability (Accident & Sickness)
- Temporary total disability (Accident & Sickness)
- Passive war risk
- Repatriation
- Accidental medical expenses
- Critical illness (Additional Basis)
- Terminal illness
Frequently Asked Questions
Who needs energy takaful insurance?
It's built for oil & gas contractors, energy producers, refinery operators, and utility providers - covering both upstream (exploration & production) and downstream (refining, storage, distribution) operations.
What upstream risks are covered?
Upstream coverage includes offshore platforms, onshore and offshore drilling rig fleets, sub-sea oil and gas pipelines, floating production and storage units, single point mooring and control of well.
What downstream risks are covered?
Downstream coverage includes onshore property, refineries, machinery and equipment, plants and installations, pipelines (oil, gas, LNG), storage terminals, marketing assets, and power and utility risk.
Can coverage be tailored to a specific stage of the energy value chain?
Yes. Because upstream and downstream risks are structured separately, coverage can be tailored to where your operations sit in the value chain - from a single refinery to a full offshore-to-distribution setup.
How do I get a quote for energy takaful insurance?
Simply fill below "Get a Quote" form and our team will get back to you with a tailored quote.
Visit us

Head Office
Landmark Tower, 11th Floor, Corniche, Abu Dhabi

For our other branch locations, please click here.




