From workplace accidents to third-party claims
Tailored for businesses, event organizers, contractors, healthcare providers, and professionals across industries.
From workplace injuries and public liability to professional indemnity and cyber risks, our casualty insurance solutions are designed to safeguard your business from a wide range of legal and financial exposures.
Whether you’re managing a large workforce, hosting public events, or delivering specialized services, our casualty coverage helps protect your people and operations with confidence.
Covers
- Public liability
- Public & products liability
- Event liability
- Musataha
- Commercial general liability
- Workmen’s compensation employer’s liability
- Professional indemnity
- Medical malpractice
- Directors and officers liability
- Cyber takaful insurance
Frequently Asked Questions
What is Public Liability takaful insurance and who needs it?
It protects businesses against third-party bodily injury or property damage claims - essential for any business that interacts with customers, visitors, or the public.
What does Public Liability takaful insurance cover, and is it mandatory in the UAE?
Legal liability, compensation, and defence costs for covered claims. It's not generally mandatory by law, but it may be contractually required - by landlords, event venues, or corporate clients.
What is Directors & Officers (D&O) liability takaful insurance and who should buy it?
It protects directors and officers against management-related claims arising from decisions made in their capacity as leaders - relevant for companies, startups, non-profits, and educational institutions insuring their directors, officers, and employees.
What does D&O takaful insurance cover, and how much does it cost in the UAE?
Legal defence costs, settlements, and damages for covered claims. Cost varies by company size, industry, and risk profile - get a tailored quote based on your specifics.
What is Professional Indemnity takaful insurance and who needs it?
It protects against claims of professional negligence, errors, or omissions while rendering services - needed by professionals, consultants, and service providers.
What does Professional Indemnity takaful insurance cover, and is it mandatory in the UAE?
Negligence claims, legal costs, and compensation. It's mandatory for some regulated professions in the UAE.
What is Workmen's Compensation takaful insurance, and is it mandatory?
It covers employee work-related injuries and illnesses. Any business employing staff needs this cover, employer obligations apply under UAE labour law (Federal Decree-Law No. 33 of 2021), making insurance commonly required.
What's the difference between Workmen's Compensation and Employer's Liability?
Workmen's Compensation covers the fixed statutory benefits owed to an employee for a work-related injury, illness, or death, set by UAE labour law regardless of fault. Employer's Liability goes further, covering legal claims beyond those statutory minimums - for example, if the employee sues alleging employer negligence caused the injury. Together, they cover work-related injuries, disability, and death benefits, plus medical expenses, subject to policy terms.
What is Medical Malpractice takaful insurance and who needs it?
It protects healthcare professionals against malpractice claims - relevant for doctors, clinics, hospitals, and allied healthcare professionals.
What is Cyber Liability takaful insurance and why do UAE businesses need it?
It protects against cyber incidents and data breaches, reducing the financial and legal impact of cyberattacks.
What does Cyber Liability cover, including ransomware and data breaches?
Incident response, legal costs, and business interruption. The policy cover both ransomware, other costs incurred and privacy liability arising due to data breaches, subject to terms.
How do I get a quote for liability and casualty takaful insurance?
Simply fill below "Get a Quote" form and our team will get back to you with a tailored quote.
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Landmark Tower, 11th Floor, Corniche, Abu Dhabi
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