ADNTC achieves strong H1 2025 results driven by Profitability, Growth, and Global Expansion
Abu Dhabi National Takaful Company (Takaful), a leading regional and global Takaful provider, announced its financial results for the six-month period ended June 30, 2025, reporting exceptional profitability, portfolio growth, and continued international market expansion.
H1 2025 Financial Highlights:
- Net Profitability Pre-Tax: AED 62 million, increased 102% compared to H1 2024
- Gross Written Premium (GWP): AED 525 million – increased 28% compared to H1 2024
- Total Assets: AED 1.6 billion – increased 16% compared to H1 2024
- Combined Loss Ratio: 80% – decreased 17% compared to H1 2024
- Total Equity: AED 544 million – increased 24% compared to H1 2024
- Investment Portfolio: AED 1 billion – increased 18% compared to H1 2024
ADNTC has consistently maintained strong financial credibility, holding an A- (Stable) Financial Strength Rating from A.M. Best for 9 consecutive years and A- (Stable) Financial Strength Rating from Fitch Ratings for 3 consecutive years, reflecting stability and reliability in the market.
Building on two decades of consistent growth, ADNTC has expanded its footprint from the Local to Global, strengthening its presence across Aviation, Casualty, Energy, Engineering, Political Violence, and Property lines.
Exceptional Profit Growth and Solid Balance Sheet
ADNTC’s net profitability increased by 102% in H1 2025, supported by disciplined underwriting, a diversified portfolio, and prudent investment strategies. The Company maintained strong liquidity and asset quality, with its total assets reaching AED 1.6 billion and an investment portfolio of AED 1 billion.
From Local to Global
ADNTC’s expansion into international markets continues to accelerate, positioning the company as a trusted partner for clients worldwide. This strategic growth is supported by a strong capital base and best-in-class reinsurance arrangements, ensuring resilience and capacity to underwrite complex risks.
Osama Abdeen, Chief Executive Officer of ADNTC, stated “We are proud to report a strong first half of 2025, marked by a significant increase in profitability, premium growth, and continued expansion into global markets. These results are a testament to our disciplined underwriting, prudent financial management, and the unwavering commitment of our team. We will continue to innovate our Takaful offerings, strengthen our capital position, and deliver lasting value to our customers, partners, and shareholders.”
