Abu Dhabi National Takaful Co.P.S.C ('Takaful') is a major player as a Takaful insurance solutions provider.

However, with insurance penetration rates in the Middle East being one of the lowest in the world (only one percent per capita expenditure, as compared to nine or ten percent in developed markets), the task ahead of us is a much larger one; one we cannot achieve without constant improvement and innovations in our products, services, processes and other elements of your overall experience as a customer.

With our team of industry experts and a panel of international reinsurers, I can assure you of our commitment to bring you the best-in-class Takaful insurance solutions designed to meet the highest level of quality while providing you with the best value for money.

In our efforts to reach you & address your ever-changing needs, we utilize a multitude of distribution channels to include, direct dealings as well as via intermediaries, bancassurance (banctakaful) and affinity groups.

We are also guided continuously by our Shari'a Supervisory Board at every step to insure your complete peace of mind.

To our investors, I can tell you that despite difficult market conditions, we expect to post a good level of returns with our focused and segmented approach.

To conclude, all of us here look forward to providing you with products and services that fulfill your every need.