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Car Auto Insurance

The Motor Department offers motor insurance policies directly to private individuals and fleet insurance to companies.

Comprehensive Motor Insurance Cover

This comprehensive insurance consists of two sections:

1. Loss or Damage to the Insured vehicle

This section Provides Indemnity for loss of and/or damage to the insured vehicle its accessories and spare parts whilst thereof:
  • By accidental collision or overturning
  • By burglary or theft
  • Fire
  • By malicious act of any third party
2. Third Party Liability

This section provides Compensation (In accordance with the U.A,E motor vehicle licensing regulations) towards insured and or driver's Legal Liability to Thirty Parties arising from the use of the insured vehicles in respect of:
  • Death of or bodily injury to any person including the passengers in the vehicles except the insured or the driver at the time of the accident and their families and the employees of the insured.
  • Damages for materials and property except those owned by the insured or the driver.
  • Additional free covers

    In addition to the standard Comprehensive Motor Insurance Cover, Takaful offers additional added value covers free of charge. The extra covers provided are:

    • Agency Repair condition can extend up to 3 years subject to no-claims previous years
    • Coverage for 13 months without extra premium
    • Availability of No Claim Discounts
    • Free Road Assistance
    • Free Accident Towing Service
    • Free Mechanical breakdown in towing service
    • Free battery boosting
    • Free Flat Tyre Fixing
    • Free Fuel delivery
    • Free Look-out Service.
    • Free Rent-A-Car for 24HRS in Conjunction with accident
    • Free car Registration — One a year
  • Additional covers with premium

    In addition to the Comprehensive Motor and the Third Party Liability Insurance, Takaful provides extra Coverage as follows:

    • Personal Accident benefits to insured and or driver and their family members &/ insured’s employees
    • Legal Liability to driver’s household members, passengers including insured’s employees
    • Protection for clothing and personal effects in the car against Fire & Theft
    • Emergency Medical expenses
    • Natural Disasters, Storm, riot & strike, Earthquake.
    • Increased 3rd Party Property Damage limit
    • Windscreen damage claim for private vehicles- the vehicle
    • Off Road coverage (for 4WD only)
    • Rent—a- Car — In conjunction with an accident for period of 7 days with an excess of 1 day.
    • Oman Extension
  • Orange Card

    This is a unified insurance scheme which is required by vehicles traveling from one Arab country to another, it covers TPL as per the prevailing laws of the country where the accident has taken place. It is equivalent to the Green Card” in Europe.

 
4 January 2012   Mr. Osama Abdeen CEO of Abu Dhabi National Takaful interview with AL Khaleej newspaper – 31-12-2011
Click here to view Latest Interview of CEO Osama Abdeen with AL Khaleej newspaper – 31-12-2011
10 November 2011   Latest Interview of CEO Osama Abdeen with Alrroya Aleqtesadiya Newspaper
Click here to view Latest Interview of CEO Osama Abdeen with Alrroya Aleqtesadiya Newspaper
  Legal Policy